Thursday, May 26, 2016

Finally!

                                                                 Finally! It’s over!

This spring 1.9 million students have accepted  certificates of achievement from various US colleges and universities and rejoice in joyous relief that their many, many years of scholastic efforts have ended.
Good News!

 Their newly won accreditation will earn them the right to look forward to employment that could not be expected without the knowledge they just compiled. The struggle is over! This is their time! They can now reap the benefits of their choice profession.
Bad News!

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But after the celebration,  new realizations of uncertainty soon become the next  issue to complete. Student loans  have to be repaid..


Each member of ‘The class of 2015’ graduated with an average of $35,051 in student debt according to an analysis from Mark Kantrowitz, the publisher of Edvisors.com, a website that provides information to parents and students about college costs and financial aid.

     Carrying tens of thousands of dollars in student loan debt has become the new normal.
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 Thanks to climbing tuition and inadequate planning -for- college savings, 40 million Americans now have at least one outstanding student loan, according to new analysis from credit bureau Experian. That's up from 29 million consumers back in 2008.


While a High School diploma has been the basic accreditation expected in a US student’s scholastic record, the Bachelor’s Degree was preferred. Current business leaders are now expecting job-applicants  with a Master Degree to be the new norm. Higher accreditation usually is rewarded with higher income. Now it’s time to get the job. Education is expensive and rising each year.

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US Politicians have been heard urging support for “free Education like other countries do” while critics respond with the knowledge that someone has to pay. “ Scandinavian countries do, why can’t we?”
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Students seeking ‘higher education’ in Norway do have free tuition, but the cost is paid by Norwegian residents in various ways.Norway has a strong economy based largely on natural resources including petroleum exploration and production, fisheries and exports that pay high wages to offset the high cost of living in the current high standard to all workers. Then, after retirement, social benefits are repaid to  residents providing a comfortable future which includes the benefits of free health care, pensions and respectable social status. Jobs are plentiful as Norwegian graduates join the workforce.The cycle continues.
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There is a shortage of skilled workers in Norway, particularly in the wholesale and retail trade and in the building and construction industry. There is also a shortage of nurses and certain types of engineers.The strongest developing areas of business in Norway are currently in the information technology and communications sectors.Norway has a strong economy and a relatively low unemployment rate and the skills shortages mean that if you have some knowledge of Norwegian, your chances of finding a graduate job in Norway are reasonably good.Average yearly salary in Norway is 524,616 NOK or $63,111.00.
    1 NOK = 0.1203 USD
    63,110.78
    US Dollars
    1 USD = 8.3126 NOK
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US students might think “free Education” must mean everyone would graduate with excellent accreditation, but only 40 percent of bachelor students and 43 percent of graduate students in Norway complete their education on time at all levels from bachelor to PhD. 
The University of Bergen is clearly the best of the five largest PhD rewarding Norwegian institutions, with a rate of completion within six years at 77 percent. Students are commenting that their program of studies needs updating. Access to teaching assistants is limited, as well as student feedback and resources.
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Students have been asking for the opportunity to be more involved in the construction of  their academic system. At the present time, after gaining sufficient general knowledge, discontinuing their studies and joining the working force is relatively easy and  profitable.Also, because wages in Norway remain high for blue-collar occupations, there’s less of a financial incentive for some Norwegians to bother with college. They can get jobs more quickly, and earn almost as much money, working as plumbers or electricians.
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Even though tuition is almost completely free, Norwegians whose parents did not go to college are just as unlikely to go themselves much as are Americans whose parents did not pursue higher education.“I don’t think that people understand it’s not about money,” said John Gomperts, the president and CEO of America’s Promise Alliance, a coalition of organizations trying to steer more young people, especially socially and financially disadvantaged ones to and through college.
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“A bachelor’s degree in the U.S. has been seen as a serious option for getting into the middle class, whereas in Norway, everyone is already in the middle class,” stated Curt Rice. Rice has been selected to be the president of Norway’s Oslo and Akershus University this August. There seems to be little resistance for any Norwegian resident, whether ‘high degreed’ or basically required schooled to protest the current ‘free education’ system even though their youngsters will not be ‘free-schooling.
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Americans are taking notice of the Scandinavian educational system, and while the American graduate values the education benefits, graduation time brings a focus on the quick need for a job.



It’s time to pay back those student loans.

Wednesday, May 11, 2016

On The Road, Again!

                                              Let’s go for a ride!
Now that the weather is beginning to lose the sting of wintercold, everyone is being seen getting their lawns cleaned up, the grass has been cut at least once here in Wisconsin. Most everyone is planning, or at least dreaming about gassing up the family car and taking off for a few days.

Our roadways are rarely empty as travelers speed to their destinations in vehicles that are known as ‘trucks’ now that the gas prices remain relatively low. Cars of several nations are common on the highway. European and Asian brandnames mix with US well-known companies, most with one thing in common: “Over ninety-nine percent of  cars sold still use the internal-combustion engine”according to the US Department of Energy, and this will likely continue to be true for the foreseeable future.
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However, this is changing. Europe has some different ideas.

When I was an Army GI stationed in Germany in the ‘50s, there were a few different car types whizzing
An early French Citroën
by . France had a car called a Citroën ( SIT’-tro-n’), a major French automobile founded in 1919. In1955, it was the first mass produced car with modern disc brakes. In 1967, Citroën introduced swiveling headlights, allowing for greater visibility on winding roads.These cars  received various international and national-level awards, including three European 'Car of the Year'. André Citroën had built armaments for France during World War I and after the war, he knew he would have a modern factory without a product.To stay in some business, he decided to become an automobile manufacturer once the war was finished. Not many were seen in 1950, outside of those we saw in Paris, while on leave.
Our  faithful  Opel
As  GIs , we, somehow found time to travel. I, and another Army-buddy pooled our ‘scrip-money’ to buy an older 1940s Opel that we really enjoyed.This was a car headquartered in Rüsselsheim, Hesse, Germany, later becoming a subsidiary of General Motors Company. The company distributed Opel-branded passenger vehicles that were later sold under the Buick name . Opel traces its roots to a sewing machine manufacturer founded by Adam Opel in 1862. This enterprising  company began  manufacturing bicycles in 1886 and produced its first automobile in 1899.
We drove our Opel from Frankfurt Germany to various cities in Spain.
Time for  oil
 However, the age of the  vehicle and the speed to which we were accustomed finally took its toll in engine oil. MPG were better known as quarts of oil per mile! Occasionally, early-morning village residences walking the road to their fields  quickly left for the roadside as they were startled by the clatter of our approaching Opel. This must have reminded them of menacing tanks in earlier times. However, this Opel got us all the way home.
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However, times are changing. Globally, about 15 percent of manmade carbon dioxide comes from cars, trucks, airplanes, ships and other vehicles.Global warming reports are being linked to rising levels of carbon dioxide that comes from cars, trucks, airplanes, ships and other vehicles.
     Alternative power-sources are slowly being investigated.
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Sweden has released some surprising automotive news!
Sweden has made the decision to discontinue the production of their famous Swedish Volvo.Workers at the Torslanda plant in Gothenburg and their counterparts in  Belgium have been assembling this favorite for two decades, but  age calls for change and the time has come to retire a model that has served  well. "It feels like saying goodbye to a classic, a car for which many Swedes have voiced their love," said Jessica Span, sales manager for Volvo Cars Sweden.The Volvo XC/70 is  being phased out, with production ending in the second week of May.
The final product as production ceases.



The last Volvo to leave the production line won't even be for sale! This red Volvo will be put on display at the Volvo museum in Arendal.
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There are several  reasons for ‘change’, and one is  high gas prices. A Scandinavian exchange student speaking to our  Sons of Norway group commented that the price of gas in her area was nine dollars a gallon (liter?). Another incentive for change involves the public's interest in  electric-powered vehicles.
Electric vehicle sales in Europe doubled  for the fourth consecutive year, with more than one in every 20 new auto-buyers in the Netherlands and Norway opting for battery-powered cars.
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 The largest market of electric-powered vehicles is Norway.The fleet of plug-in electric vehicles in Norway is the largest per capita in the world, with Oslo becoming the EV capital of the world.The Norwegian government has offered many incentives to buying and driving an electric car. Among the existing government incentives, all-electric cars and vans are exempt in Norway from all non-recurring vehicle fees, including purchase taxes and a tax reduction for plug-in hybrids that will become law starting in July .
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These government incentives are irritating some Norwegians who continue driving gas-combustion vehicles. There are complaints of traffic congestion in some of Oslo's bus lanes due to the increasing number of electric cars that are allowed in bus-only lanes; the loss of revenue for some ferry operators due to the large number of electric cars exempted from payment; and the shortage of public parking spaces for owners of conventional cars due to 'posted-preference to electric cars' (although this was actually the intended policy).
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While here in the US, work and research is focused on ‘driverless vehicles’ and crash-preventive computer-controls, our electric-charging stations remain ‘open for business’ but normally empty as our highways continue to be  crowded by speeding gas-powered vehicles while our family trucks and cars hurry  to their  destinations.
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Enjoy your summer..